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Although you must get the right amount of cover that will fit both your needs and budget, you do not have to buy extras that can cause your price to become way too much to handle. While some extras are a great idea, like breakdown cover, others shouldn't be purchased unless you will definitely need it. If you never plan to travel abroad, then there is no reason to buy cover for it.

Be sure that you understand everything that is written on your policy before you sign. If you do not understand something, you should ask your insurer and be certain that anything you desire cover for is in the policy. If you miss this step and a claim needs to be filed, you will have serious regrets. If you can take the proper security precautions on your van, then you will have a much better chance of getting cheap insurance. When you have a security system, wheel clamps and other necessary items, your insurer will not feel you are such a liability, so they will reward you will less expensive prices on your cover. Making sure that your van is always parked in a secure location is another way to get lower rates.